Let me assure you - it's got everything to do with the state of filmmaking worldwide and no one is talking about it.
Raise the money you need to execute your movie. If you can make it for less, great. But it's irresponsible to your investors to raise (and spend) more money than can be recouped. Not pricing your film's budget can give the impression that you and your team just stumbled out of a smoke filled van.
Something that bigger-budget producers unknowingly take for granted is the availability of different types of financing. But any ultra low budget producer (under $2m) can tell you with frustrating familiarity that they can fit their financing structure on a postage stamp.
You've all heard of the indiscretion that cost Nicholas Chartier of "The Hurt Locker" his Oscar tickets. This first hand account takes an inside financing look at Nic, "The Hurt Locker", and the risky business of indie film finance.
If the relationship between a producer and a financier is like a marriage, than the sales agent fills the role of your sister wife #2.